May 10th, 2013

Can your first name affect your credit rating?

Someone I know told me that "It's a well known fact that credit bureaus downgrade people based on their names," and he was speaking within the context of black names (a name that upon sight likely belongs to a black American). I've never heard this before, and I can't find anything about it online despite googling for it in a variety of ways.

Does anyone have any facts about the statement I was told one way or another?